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Insights & trends about B2B payments, trade credit, working capital & more

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PayLater

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Payments

Managing credit risk is essential for B2B merchants offering flexible payment terms. Learn how robust strategies and automated solutions like Kriya PayLater can help you mitigate risks, streamline processes, and safeguard financial health.

Learn how a robust credit decisioning process can help B2B merchants manage financial risk, boost growth, and enhance buyer relationships. Explore the challenges and discover how automated solutions like PayLater can transform your credit operations.

Discover how B2B merchants can thrive in the digital economy while effectively combating the growing threat of payment fraud. Learn about key trends, innovative strategies, and proactive solutions to safeguard your business.

Flexible payment terms lead to revenue growth! Find out how to maximise the uptake of Kriya by promoting it to your buyers and opitimising your website in this guide.

For merchants that need a cash flow boost, or instant working capital to support growth initiatives, selective invoice finance can be an extremely effective, and flexible solution. 

Unlock the secrets to effective payment authentication for B2B merchants. Enhance security, reduce fraud, and streamline your payment processes with our comprehensive guide.

The B2B payments market is set to reach £87 trillion by 2027. Explore the top 5 platforms, their unique features, and learn how to choose the best payment solution for your business.

Discover how flexible credit terms like Kriya PayLater can revolutionize B2B commerce by improving cash flow, managing risks, and enhancing customer relationships through seamless payment solutions.

Explore how embedded payments revolutionize B2B commerce by offering seamless, integrated financial solutions, enhancing buyer experiences, and unlocking new revenue opportunities.

This article is designed for business owners, sales managers, and marketers like you who are determined to turn things around and drive sustainable growth. We'll break down 5 strategies that can make a real difference in your sales performance.

Explore the pros and cons of trade credit in B2B commerce. Learn how "pay later" systems can streamline credit management and boost sales.

Boost your B2B eCommerce conversions by optimising customer experience with proven strategies and innovative solutions. Learn how to create a seamless, personalised buying journey for B2B buyers.

If your organisation is a marketplace, you may be considering how becoming a Merchant of Record (MoR for short) can simplify payments at your business. In this article, we'll explore the concept of a MoR, its functionality, and its role in the context of online marketplaces.

In this article, we'll look at exactly what trade accounts are, the benefits they offer to both merchants and buyers and how technology is enhancing them for the eCommerce age.

One of the most important yet overlooked aspects of an eCommerce site is the checkout. 

If your business is looking to expand into new markets or improve existing processes, understanding these complexities and having the tools to navigate them will ensure you’re set up for success. 

Uncover B2B marketplace growth secrets and drive your business forward with our expert insights!

Understanding the nuances of credit risk in trade finance is crucial for merchants seeking to mitigate potential financial losses, supply chain disruptions, and strained relationships between merchants and buyers.

Here we’ll break down the core concepts and provide guidance for merchants looking to deliver a consistent, high quality payment experience across all sales channels.

If you’re planning to set up a B2B eCommerce channel or aiming to drive growth for an existing site, you should consider the way you accept payments via your site and the impact it can have on your business’ performance.

B2B instalment payments offer business buyers the ability to spread out the cost of products or services over a specified period, enabling buyers to ease cash flow constraints by paying in regular increments.

B2B buy now, pay later (BNPL) solutions have gained significant traction in recent years, with merchants seizing the opportunity to provide flexible payment terms while enhancing their buyer’s payment experience, differentiation from competitors & reducing fraud.

The global digital payments market is projected to exceed $12.5 trillion by 2027. It’s become evident that the way merchants manage their payment operations can significantly impact their bottom line, stability, and future expansion. As a result, forward-thinking merchants are recognising the importance of payment optimisation.

We break down the most commonly used trade finance tools, how trade finance works & provide guidance on alternative solutions for merchants looking to expand internationally.

Explore B2B Trade Credit Insurance: Essential tips and insights for businesses to manage risk and enhance trade relations effectively.

B2B payment strategy has moved on from simply offering the traditional options to actively driving business efficiencies & positive buyer experiences. 

Trade Credit has been standard practice in the business-to-business (B2B) space for decades, but innovative payment solutions like B2B BNPL (Buy Now, Pay Later) are about to change that.

In this article we’ll cover the different options and how making the right choice can lead to significant growth and minimise risk.

Traditional finance offerings are inflexible and cumbersome to offer though. Accustomed to seamless and instant payment methods and buy now, pay later options in the consumer world, buyers are now beginning to expect the same levels of ease and innovation for business transactions.

In this article, we will explore the key considerations and dispel common myths surrounding B2B BNPL providers & platforms, helping you choose the perfect partner for your business.

Trade credit drives trust, conversion and flexibility for customers to purchase the goods they need while managing their cash flow.

Embedded finance is altering how consumers and businesses are choosing to use banking and financial services.

Missing loan payments can be stressful, but business owners shouldn't bury their heads in the sand. Here we offer advice on dealing with missed repayments and tips for staying on top of your loan.

To help your online business improve its cash flow, this guide presents seven simple ways to reduce its overheads—without lowering standards.

For business owners looking to reinvest back into their business, this guide helps them decide on an appropriate percentage.

The business funding landscape is extensive. This article explores popular options and notes some important things to consider to help you identify the best type of loan for your business.

The small business landscape can be unpredictable. This guide outlines seven survival strategies for business owners. Read our guide to help keep your business afloat during hard times.

Securing funding can take your e-commerce business to the next level. This guide outlines six simple ways to fund your business and helps you find the right solution for you.

Sometimes to invest in your company’s future, you need to take on some debt. This guide breaks down the difference between good and bad debt.

Financing is a great tool to bring your business to the next level. This guide helps business owners identify their capital needs.

Every business should consider expansion at some point in its lifecycle. This guide outlines seven things to consider before you invest in your business's growth.

Financing is an excellent opportunity to optimise your business's future. This guide helps you decide whether a small business loan is right for you.

For new business owners, understanding Corporation Tax can be challenging. To clear up confusion, this guide breaks down everything you need to know about the process.

Negotiating with potential investors is a prospect that can fill business owners with dread. By following these seven simple tips, you can improve your chances of securing that all-important deal.

Tired of trying to plan in the dark? This guide outlines everything they need to know about financial projections to help you keep guesswork to a minimum.

If your company is growing, it might be time to consider diversifying. This guide outlines the many benefits associated with expanding your business.

Investments always involve some degree of risk. Read this guide if you’re interested in managing these risks by working out your business’s return on investments (ROI).

Offering share options is increasing in popularity as more business owners become aware of its mutual benefits. Find out how to start your own employee share option scheme.

Maintaining an online business may be more expensive than you think. Here are six often overlooked costs every e-commerce business owner should consider.

Businesses often grow faster than they can afford. This guide offers a lowdown of the practice for business owners interested in growth capital.

Managing your accounts doesn't have to be a nightmare. This article breaks small business accounting down into six easy-to-follow steps.

Understanding loan terms can be challenging. This guide outlines key business loan terms and helps you decide which ones are the most relevant to your SME.

Paying your loan off early is a tempting proposition for many business owners. This guide addresses the risks and rewards involved with loan prepayments.

Hiring new staff is essential for any growing business. This article outlines five overlooked hiring costs before addressing how these expenses can be managed.

Knowing when it is better to outsource or hire an employee for your business is tough. This article provides guidance on which option is right for your company.

Compensation and benefits packages can help businesses attract and retain top talent. Learn how to determine the best rewards for you and your employees.

Most businesses will need to bring in outside money to help finance their start-up or growth. Learn about whether debt or equity finance will best suit your business needs.

Whether your aim is to sell, raise equity or make improvements, knowing how much your business is worth will provide the insight needed to maximise its value.

Figuring out the best way to sell your business assets can be complicated. Here is an introductory guide to get you started.

Many business owners face failure due to missed opportunities and poor management. Learn about the role of a business advisor and why your company may need one.

Knowing whether to join one of the major online B2B marketplaces can be a tough decision for many businesses. Here is a B2B marketplace guide to help you better understand their core features and benefits.

Hiring a business broker is a big expense when it comes to buying and selling businesses. This article explains how they could well be worth their cost and how you can find the best business broker for your business.

Millions of shoppers now use the buy now, pay later (BNPL) payment option. Learn how your business could benefit from offering customers the BNPL model.

The business of lending and borrowing money is something the financial services industry has struggled to get right for some time. Learn how embedded lending is simplifying the process of borrowing for all those involved.

Choosing the best business advisor for your business can be the difference between a project’s success or downfall. This is the ultimate guide to helping you find the right person for the job.

B2B marketplaces have not always been the go to platforms for business procurement. Explore the modern market trends and discover the reasons behind the B2B marketplace boom.

Need funding? Here are some of the most common business loan terminology you should review before you start applying.

We give our top 5 tips to improve a business's cash flow.

Our top 5 tips to help businesses that deal with late invoice payment.

We bring light to what the Peer-to-Peer Finance Association, the industry body, is and what it does.

We look at what peer-to-peer, crowdfunding and alternative finance are and how they can help businesses with their funding.

We look at what working capital is, how it works and why you need to know about it.

We take a brief look at what a debenture is, how they work and what they mean for your company.

A look at how business credit cards compare to invoice finance as a source of working capital.

A look at what an overdraft is and how it compares to invoice finance as a source of working capital.

Comparing the best factoring companies

Debt factoring is now widely used by many companies to ease cash flow. Here are some of the advantages and disadvantages of using this service.

Our guide on what the differences and similarities are between invoice factoring and invoice discounting

We take a look at what is selective invoice discounting is and how it might help businesses

Find out what invoice discounting is, how it works and a brief look at what some of the other types of invoice finance.

Invoice trading platforms allow businesses to sell individual invoices in order to free up cash, to an online community of investors. The concept takes the principle of peer-to-peer lending and applies it to invoice finance.

A look at what spot factoring is, how it works, the advantages and disadvantages.

A look at what factoring is, how it works, the advantages and disadvantages, and a glossary of terms commonly used in factoring.

Invoice factoring

Find out what invoice finance is, how it works and and its advantages and disadvantages.

How eligible businesses may apply for CBILS finance through an accredited lender approved by the British Business Bank (BBB).

We look at what manufacturing finance is and why cash flow can be an issue for manufacturers.

A look at what recruitment finance is and why finance in the recruitment industry can be tricky.

We take a look at what transport finance is and how it can help businesses with their cash flow.

Find out what export finance is, the problems that exporters experience and how export finance can help.

Asset finance can be useful for many types of business. Here we explain what it is and how it can benefit your company.

`Asset lending can be useful for many types of business. Here we explain what it is and how it can benefit your company.

We go into what receivables finance is and the forms it can take

Find out what import finance is, the problems associated with importing and how import finance can help.

Find out what trade finance is, how it works and how it might help your business

A quick look at what Purchase Order finance is and how it can help businesses with their cash flow.

A look at sources of working capital finance that may help your business overcome cash flow challenges