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Coming Soon

Buy now, PayLater with Kriya on Stripe

Checkout with Kriya to pay in 30 for your business purchases.

Launch
Launch

As seen in

Powering your B2B growth. Bigger sales, more often.
Kriya boosts the Stripe checkout experience by offering flexible payment terms.

Kriya is the Enterprise PayLater solution. Our flexible B2B payments keep business flowing brilliantly through all your sales channels.

Stripe offers a fully integrated suite of financial and payments products. Businesses of every size use Stripe’s software to accept payments, manage their businesses online, and ultimately grow their revenue.

Why pay with Kriya?

Pay later

Get the goods you need now but defer payment and keep your cash flow running smoothly.

Up to £125,000 instant credit

Get a spending limit for business purchases upon completion of first transaction.

Flexible terms everywhere

Pay with Kriya online, plus in-store and over the phone (at participating retailers).

No fees

No interest and no transaction fees.
How it works

Checkout

Choose Kriya PayLater at checkout.

Onboarding

The first time you use Kriya PayLater you’ll need to provide some information about your business.

We’ll use this to instantly assign you a spending limit for your Kriya PayLater purchases.

Pay in 30

Choose Pay in 30 days to purchase what you need now and not pay a penny for 30 days.

Purchase Successful!

Your order is now complete and will be dispatched as normal. Kriya will remind you when payment is due in 30 days.
Launch
Launch
A brand you can trust
A really smart product

A really smart product with good technology and a great support team. We're looking forward to long and prosperous relationship!

Fraser
Top top players

I can honestly say that dealing with the people at Kriya has been a pleasurable experience.Rahul and Annie especially are knowledgeable, helpful and a great asset to the company.Any issues or questions are swiftly dealt with. Keep up the good work ;)

Greg Houlton
Spot on

Spot on, can't really fault the service or the product. My main point of contact, Craig Flyger, was very helpful!

Freddie
Amazing Team

Amazing team to work with, in particular Rahul. Such a pleasure to work with and is always so helpful. Very professional and very efficient. If I ever have a problem he is always happy to help and gets back to me straight away. I look forward to working with him more in the future. The Kriya team are all amazing and great to work with!

Courtney Newman
Really amazing people to work with!

Really amazing people to work with! They always get it done and keep accommodating to exactly what our business needs at the time. Really appreciate the length and efforts they go above and beyond for us!

Kaycie Weiss
£
28
B+
B2B Payments processed
4
M+
B2B transactions processed
45
+
Countries and growing
12
+
Years and counting
Backed by the best

FAQ

Who is Kriya?

Kriya is a leading provider of business payments. We specialise in providing flexible payment terms so business buyers can purchase what they need up front and pay later.

We were established in 2011, and have processed over £28 billion in payments. We’re privileged to be backed by Barclays Bank, Santander Innoventures and British Business Bank.

Kriya Finance Limited is supervised by the Financial Conduct Authority for anti-money laundering purposes (FCA reference no: 750199). We are a limited company registered in England and Wales (No. 07330525)

Where is Kriya based?

Kriya Finance Limited,
48-50 Scrutton Street,
London,
EC2A 4XQ

https://www.kriya.co/

Am I eligible to use Kriya PayLater?

We offer our services to limited companies, limited liability partnerships, limited partnerships and sole traders. To be considered, your business must have been trading for a minimum of three months.

Does using Kriya PayLater affect my credit score?

To assess your eligibility for using Kriya PayLater, a soft credit search is performed against your business, or if you’re a sole trader or partnership – you as an individual. A soft credit check will not impact your credit rating.

If you are eligible, the first time you make a purchase with Kriya PayLater, a hard search will be made. This will only happen the first time you use the service. This search will appear on your credit report. Multiple hard searches in a short period of time may affect your credit score.

How does the payments process work?

Choosing to pay using Kriya PayLater means you can defer paying for goods and services until a later date. The way this works is that the cost of your order is covered upfront by Kriya, and you have extended payment terms to repay the balance. The terms available to you will depend on what the merchant you are purchasing from has decided to offer.

All merchants that offer Kriya PayLater are provided a separate bank account specifically for PayLater orders. Once payment for your order is due, you’ll be required to pay the balance into this bank account. The details will be on the invoice from the merchant you have purchased from.

In order to pay back the amounts you owe, you will need to make payments directly to Kriya, via this bank account. Any payments made directly to the merchant will not count towards reducing the amounts you owe.

Paying the merchant directly could mean delays in reinstating your spending limit.

What does it cost to use Kriya PayLater?

Choosing to pay with Kriya PayLater is free. There are no transaction fees involved and no interest charged.However, if you are overdue in paying your invoice, you may be subject to a late payment charges.

Late payments can negatively impact your Kriya PayLater spending limit.