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Get paid upfront, while your buyers pay on their terms
Give buyers their preferred payment terms and keep your cash flowing with upfront payments.
We get it. You need to be paid upfront but your customer will only pay on 60-day terms.
You can both get what you want with Kriya PayLater.
Give buyers their preferred payment terms and keep your working capital flowing with upfront payment.
| Kriya Invoice Finance | Kriya PayLater | |
|---|---|---|
Funding | Investor driven funding No guaranteed capital Delayed advances Lack of trade liquidity across currencies | On-demand funding 24 hour committed funding Quicker advance times Multicurrency; GBP, USD, EUR |
Fee Structure | Variable interest fees accrues daily Monthly subscription fee £15 listing fee per trade | Fixed interest fees on payment terms Monthly minimum utilisation fee £15 listing fee per advance £1000 annual portal license fee |
Facility Parameters | Advance rate Facility limit Debtor limits Security required | Advance rate Merchant limit Buyer limits Security required |
Late Payment Fees | Up to 10% of overdue balance | Starting at 1.5% after day 14 overdue |
Online B2B Payments | Not available | Add B2B payment terms to your eCommerce checkout. Integrations with Stripe, WooCommerce, Prestashop, Magento and others. |
