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Kriya is live on Stripe

Buy Now, Pay Later built for B2B

Offer trade credit and flexible payment terms across your webiste and offline sales channels.

Book a call with our payments experts today to find out more.
Get paid upfront
Unlock bigger order sizes
Simple and risk free
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Launch
Launch

B2B Payments to boost your growth

Win more sales with Kriya's PayLater solution for Wholesalers, Retailers and Marketplaces.

Offer your buyers the choice to pay on their terms, while you get paid up front, in full.
Reasons to invest

Get paid upfront

Kriya has 12+ years’ experience lending to businesses in the UK and beyond.

Instant decisions

Public backers include Barclays, Northzone and Mouro Capital (ex-Santander).

Mitigate risk

Our credit strategy and proprietary credit model leverages learning from £3bn+ of lending throughout the cycle.

No more admin

Across equity, venture debt and asset-backed financing transactions.

£26Bn payments processed and counting...

We've been unlocking B2B growth for 12+ years and are backed by the best of investors.

Unified trade credit across all your channels

Provide your buyers with the same flexible credit options across all your sales channels, whether tele-sales, in-person or online.

How PayLater works

1.

Buyer places order on your website or offline sales channel.
  • We check new buyers and give a credit limit in seconds.
  • Buyers choose to pay in 30, 60 or 90 days, or in 3 monthly instalments.
  • We pay you upfront.
  • You fulfil the order as normal.

2.

Get paid immediately.

3.

We take care of collecting payment.
  • Your buyer pays us on their terms with their choice of bank transfer, direct debit or open banking.
  • We handle collections and reconciliation for you.
See how Kriya works
Want to see our eCommerce checkout in action? Or how to raise offline order in our Merchant Portal? Explore our interactive product tour!
BNPL your way
Choose how to build Kriya into your checkout experience
BESPOKE

Direct API

Build directly to our API for a highly flexible and customised checkout solution.

Most suited for merchants with a technical development team and can be completed in 2-4 weeks.
hosted

Hosted Payments Flow

Insert a branded payment page at checkout or embedded within other payment prompts.

The development effort is lower and it only takes 1-2 weeks to integrate. It also updates automatically.
plug-and-play

eCommerce Plugins

Get up and running immediately with our range of eCommerce plugins.

Kriya has plugins for WooCommerce, BigCommerce, nopCommerce and Adobe Commerce (Magento), with many more coming soon.
full Visibility

Merchant Portal

Get instant buyer spending limits and process offline orders.

Get up and running immediately with our no-code solution for offline payments.
Don't just take our word for it.
Anthony Caie
Director of B2B & Services
|
Halfords

“Being able to offer flexible payment terms to our B2B customers underpins our market offering. We want to invest in modernising the checkout process and we’re excited to work with Kriya to digitise and provide flexible payment terms to a much wider range of trade customers.”

Bas Lustenhouwer
CFO
|
Nivoda

“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

Joel Goodenough
Head of Sales
|
CMT-Group

“We are pleased to announce that we have partnered with Kriya to offer customers of all sizes flexible payment terms with generous spending limits in order to help support their projects. We’re excited to be partnered with a leading name in B2B payments and are looking forward to seeing the results.”

Tibor Kadar
CFO
|
Fractory

"The integration process was very smooth, the team’s level of professionalism and efficiency in addressing issues left us thoroughly impressed. The team was well-prepared and had a strong understanding of the product."

Andrew Haehn
COO and Co-Founder
|
Materials Market

“We've had significant growth since we've started offering credit at checkout with Kriya. We are now doing over £100,000 a month with Kriya just because we're offering that service for them. And I can see that that growth is just going to continue to skyrocket.”

Tony Vardy
Managing Director
|
Meatex

"Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers.”